At Retirement Services of America, we work with clients from all walks of life, many of whom are families approaching or thinking about their future retirement.
Our clients have worked hard to build their wealth and they want to ensure that, once they transition into retirement, their wealth will work hard for them. They may have a vision of what they would like their retirement to look like, but are not sure which direction to go or how to get their desired destination.
Our mission is to create a financial road map to help clients understand the path they face, what route to take, and how to overcome any road bumps along the way as they travel toward their destination.
We focus on providing unbiased guidance and ongoing education. Through our hands on approach, we strive to empower you to make better financial decisions and feel confident in your strategies. Whenever you experience life changes or have questions we are here for you as your reliable financial partner.
Retirement Services of America helps make that transition more manageable and less stressful by building a personalized retirement strategy that offers ongoing support, unbiased advice, and objective guidance.
"In all our professional relationships, we pledge ourselves to the following rule of ethical conduct: We shall, in light of all conditions surrounding those we serve, which we shall make every conscientious effort to ascertain and understand, render that service which, in the same circumstances, we would apply to ourselves."
Based in Santa Barbara, California, we work throughout California and the United States.
Start preparing today for tomorrow’s retirement by contacting us to learn more or set up a commitment-free introductory meeting.
Does Your Portfolio Fit Your Retirement Lifestyle?
Lifestyle considerations in creating your retirement portfolio.
Does Your Credit Score Affect Your Insurance Rates?
Your credit score may influence how much you pay for auto and home insurance.
What Do Your Taxes Pay For?
Here's a breakdown of how the federal government spends your tax money.
Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.
Federal estate taxes have long since been a lucrative source of funding for the federal government.
When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan.
A look inside the U.S. government's statistics on household net worth.
Affluent investors face unique challenges when putting together an investment strategy. Make sure you keep these in mind.
You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.
This calculator compares the net gain of a taxable investment versus a tax-favored one.
Estimate how much you have the potential to earn during your working years.
Use this calculator to estimate your income tax liability along with average and marginal tax rates.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Use this calculator to better see the potential impact of compound interest on an asset.
Estimate your monthly and annual income from various IRA types.
There are some key concepts to understand when investing for retirement
Using smart management to get more of what you want and free up assets to invest.
Investment tools and strategies that can enable you to pursue your retirement goals.
The importance of life insurance, how it works, and how much coverage you need.
The chances of needing long-term care, its cost, and strategies for covering that cost.
A presentation about managing money: using it, saving it, and even getting credit.
Here’s a crash course on saving for college.
What does your home really cost?
Pundits say a lot of things about the markets. Let's see if you can keep up.
There are a few things to consider when buying or leasing your next vehicle.
Learning more about gold and its history may help you decide whether it has a place in your portfolio.
The market is as unpredictable as the weather. We’d love to help you prepare.