WELCOME!
At Retirement Services of America, we work with clients from all walks of life, many of whom are families approaching or thinking about their future retirement.
Our clients have worked hard to build their wealth and they want to ensure that, once they transition into retirement, their wealth will work hard for them. They may have a vision of what they would like their retirement to look like, but are not sure which direction to go or how to get their desired destination.
Our mission is to create a financial road map to help clients understand the path they face, what route to take, and how to overcome any road bumps along the way as they travel toward their destination.
We focus on providing unbiased guidance and ongoing education. Through our hands on approach, we strive to empower you to make better financial decisions and feel confident in your strategies. Whenever you experience life changes or have questions we are here for you as your reliable financial partner.
Retirement Services of America helps make that transition more manageable and less stressful by building a personalized retirement strategy that offers ongoing support, unbiased advice, and objective guidance.
"In all our professional relationships, we pledge ourselves to the following rule of ethical conduct: We shall, in light of all conditions surrounding those we serve, which we shall make every conscientious effort to ascertain and understand, render that service which, in the same circumstances, we would apply to ourselves."
Based in Santa Barbara, California, we work throughout California and the United States.
Start preparing today for tomorrow’s retirement by contacting us to learn more or set up a commitment-free introductory meeting.
Helpful Content

Does Your Portfolio Fit Your Retirement Lifestyle?
Lifestyle considerations in creating your retirement portfolio.

Does Your Credit Score Affect Your Insurance Rates?
Your credit score may influence how much you pay for auto and home insurance.

What Do Your Taxes Pay For?
Here's a breakdown of how the federal government spends your tax money.
You May Need to Make Estimated Tax Payments If…
Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.
A Brief History of Estate Taxes
Federal estate taxes have long since been a lucrative source of funding for the federal government.
Lots of Variables with Fixed-Rate Mortgages
When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan.
Making Sense of U.S. Household Net Worth
A look inside the U.S. government's statistics on household net worth.
Investment Challenges of the Affluent Investor
Affluent investors face unique challenges when putting together an investment strategy. Make sure you keep these in mind.
Planning for the Expected
You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.
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Comparing Investments
This calculator compares the net gain of a taxable investment versus a tax-favored one.
Lifetime of Earnings
Estimate how much you have the potential to earn during your working years.
Federal Income Tax
Use this calculator to estimate your income tax liability along with average and marginal tax rates.
What Is My Current Net Worth?
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
How Compound Interest Works
Use this calculator to better see the potential impact of compound interest on an asset.
Potential Income from an IRA
Estimate your monthly and annual income from various IRA types.
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Keys to Investing for Retirement
There are some key concepts to understand when investing for retirement
Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
Investment Strategies for Retirement
Investment tools and strategies that can enable you to pursue your retirement goals.
Protecting Those Who Matter Most
The importance of life insurance, how it works, and how much coverage you need.
Long-Term-Care Protection Strategies
The chances of needing long-term care, its cost, and strategies for covering that cost.
Your Cash Flow Statement
A presentation about managing money: using it, saving it, and even getting credit.
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Saving for College 101
Here’s a crash course on saving for college.
Rightsizing for Retirement
What does your home really cost?
16 Wall Street Cliches in 60 Seconds
Pundits say a lot of things about the markets. Let's see if you can keep up.
Consider These 3 Things Before Driving Off the Lot
There are a few things to consider when buying or leasing your next vehicle.
Should I Invest in Gold?
Learning more about gold and its history may help you decide whether it has a place in your portfolio.
Forecast
The market is as unpredictable as the weather. We’d love to help you prepare.