At Retirement Services of America, we work with clients from all walks of life, many of whom are families approaching or thinking about their future retirement.
Our clients have worked hard to build their wealth and they want to ensure that, once they transition into retirement, their wealth will work hard for them. They may have a vision of what they would like their retirement to look like, but are not sure which direction to go or how to get their desired destination.
Our mission is to create a financial road map to help clients understand the path they face, what route to take, and how to overcome any road bumps along the way as they travel toward their destination.
We focus on providing unbiased guidance and ongoing education. Through our hands on approach, we strive to empower you to make better financial decisions and feel confident in your strategies. Whenever you experience life changes or have questions we are here for you as your reliable financial partner.
Retirement Services of America helps make that transition more manageable and less stressful by building a personalized retirement strategy that offers ongoing support, unbiased advice, and objective guidance.
"In all our professional relationships, we pledge ourselves to the following rule of ethical conduct: We shall, in light of all conditions surrounding those we serve, which we shall make every conscientious effort to ascertain and understand, render that service which, in the same circumstances, we would apply to ourselves."
Based in Santa Barbara, California, we work throughout California and the United States.
Start preparing today for tomorrow’s retirement by contacting us to learn more or set up a commitment-free introductory meeting.
The Value of Insuring Against Life’s Risks
Building wealth requires protection from the forces of wealth destruction.
Insurance Needs Assessment: When You're Newly Married
Marriage changes everything, including your insurance needs.
Should You Borrow from Your 401(k)?
Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase?
Important items to consider when purchasing condo insurance.
Important as it is, Medicare does not cover the full range of health-care expenses you may experience in your golden years.
If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.
Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.
A letter of instruction provides additional and more personal information regarding your estate.
When to start? Should I continue to work? How can I maximize my benefit?
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
Estimate your monthly and annual income from various IRA types.
Estimate how much of your Social Security benefit may be considered taxable.
Use this calculator to assess the potential benefits of a home mortgage deduction.
This questionnaire will help determine your tolerance for investment risk.
This calculator demonstrates the power of compound interest.
The chances of needing long-term care, its cost, and strategies for covering that cost.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
There are a number of ways to withdraw money from a qualified retirement plan.
Using smart management to get more of what you want and free up assets to invest.
A presentation about managing money: using it, saving it, and even getting credit.
There are some key concepts to understand when investing for retirement
There’s an alarming difference between perception and reality for current and future retirees.
What if instead of buying that vacation home, you invested the money?
Agent Jane Bond is on the case, uncovering the mystery of bond laddering.
All about how missing the best market days (or the worst!) might affect your portfolio.
A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all.
From the Dutch East India Company to Wall Street, the stock market has a long and storied history.